Do most airport liability contracts include the exclusion 'Operations on or from other premises which are owned, rented or controlled by the insured' ?

Do most airport liability contracts include the exclusion 'Operations on or from other premises which are owned, rented or controlled by the insured' ?

• A. Yes
• B. No
• C. Not stated
• D. Not applicable

Answer: (A)

The main idea is that liability policies for airports are designed to cover activities that happen on the insured premises or at locations the insured controls, while excluding operations at other premises. This exclusion is common because it clearly defines where coverage applies and avoids taking on risk from sites the insured doesn’t own, rent, or control. In airport operations, there are many activities at multiple sites and involving third parties, so keeping coverage tied to the insured’s own premises helps manage exposure and aligns with how claims handling and risk transfer typically work. As a result, most airport liability contracts include this exclusion, making “Yes” the best answer. If operations occur at other premises, those scenarios are usually addressed by separate policies or endorsements designed for off-site work.

The main idea is that liability policies for airports are designed to cover activities that happen on the insured premises or at locations the insured controls, while excluding operations at other premises. This exclusion is common because it clearly defines where coverage applies and avoids taking on risk from sites the insured doesn’t own, rent, or control. In airport operations, there are many activities at multiple sites and involving third parties, so keeping coverage tied to the insured’s own premises helps manage exposure and aligns with how claims handling and risk transfer typically work. As a result, most airport liability contracts include this exclusion, making “Yes” the best answer. If operations occur at other premises, those scenarios are usually addressed by separate policies or endorsements designed for off-site work.